2007 Senate Bill 161 (Require auto insurance cancellation disclosures )

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Introduced by Sen. Irma Clark-Coleman (D) on February 6, 2007, to require auto insurance companies to provide written notification to applicants of the causes that would lead to the cancellation or ineligibility for coverage at the time of renewal.
- Referred to the Senate Economic Development and Regulatory Reform Committee on February 6, 2007.

Most Recent Comments

1) dsailaway@comcast.net [by Anonymous Citizen on November 21, 2007]
What happens if your auto insurance carrier cancels your insurance and you never received notification? Is the carrier required to send a certified notification of cancellation?
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2) It's Already The Law! [by Kurt Gallinger on February 20, 2007]
The Michigan Insurance Code already requires that "At least annually, in conjunction with a renewal notice, a bill, or other notice of payment due issued to a policyholder in conjunction with automobile and home insurance contracts, an insurer shall send to each policyholder a written notice of all of the following:. . .." The laundry list of required disclosures includes a description of the rating and underwriting factors used by the insurer. That means people have to be able to see how their policies are rated and what factors would make them eligible or ineligible for continued coverage. (MCL 500.2112)

Insurers must also maintain a dispute resolution process to address concerns that they were charged the wrong premium or improperly cancelled or non-renewed.

Now that that's done, maybe it's time for the legislature to go home. . ..

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