2016 Senate Bill 851

Mandate firearm liability insurance

Introduced in the Senate

March 9, 2016

Introduced by Sen. Coleman Young (D-1)

To mandate that each firearms owner must buy insurance that covers 100 percent of the liability for an injury or death arising out of the discharge of the gun, subject to a modest civil fine that would increase at 10 percent per month (approximately 214 percent per year) if not paid. Insurance companies would also be required to create a joint coverage pool to cover losses (similar to the reinsurance pool in the state’s no-fault auto insurance system).

Referred to the Committee on Government Operations