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2017 House Bill 5094: Ban credit bureaus charging for security freeze

Public Act 76 of 2018

Introduced by Rep. Joseph Bellino, Jr. (R) on October 12, 2017
To prohibit consumer credit rating agencies from charging a fee to place, remove or temporarily lift a security freeze on an individual who requests this. Under current law these agencies can charge $10 unless the consumer has filed an identity theft-related police report. The bill was introduced following a security breech at the Equifax agency that reportedly put 140 million individuals at risk of identity thef.   Official Text and Analysis.
Referred to the House Financial Services Committee on October 12, 2017
Reported in the House on December 6, 2017
Without amendment and with the recommendation that the bill pass.
Passed 107 to 2 in the House on December 12, 2017.
    See Who Voted "Yes" and Who Voted "No".
(same description)
To prohibit consumer credit rating agencies from charging a fee to place, remove or temporarily lift a security freeze on an individual who requests this. Under current law these agencies can charge $10 unless the consumer has filed an identity theft-related police report. The bill was introduced following a security breech at the Equifax agency that reportedly put 140 million individuals at risk of identity thef.
Received in the Senate on December 13, 2017
Referred to the Senate Banking and Financial Institutions Committee on December 13, 2017
Reported in the Senate on February 28, 2018
With the recommendation that the bill pass.
Passed 35 to 1 in the Senate on March 8, 2018.
    See Who Voted "Yes" and Who Voted "No".
(same description)
To prohibit consumer credit rating agencies from charging a fee to place, remove or temporarily lift a security freeze on an individual who requests this. Under current law these agencies can charge $10 unless the consumer has filed an identity theft-related police report. The bill was introduced following a security breech at the Equifax agency that reportedly put 140 million individuals at risk of identity thef.
Signed by Gov. Rick Snyder on March 19, 2018

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