Passed 36 to 1 in the Senate on May 2, 2012, to prohibit insurers from using “credit information” (under a broad definition of that term contained in the bill) to deny cancel or choose to not renew a policy. Also, to impose restrictions, plus requirements for credit-status confirmation, disclosures and more, on an insurer using credit or credit-based “insurance scores” to determine the price at which it will issue an insurance policy.
View All of House Bill 4594: History, Amendments & Comments
The vote was 36 in favor, 1 against, and 1 not voting.
(Senate Roll Call 281)
Restrict insurance company use of consumer credit scores
|Anderson (D)||Bieda (D)||Gleason (D)||Gregory (D)||Hood (D)|
|Hunter (D)||Johnson (D)||Smith (D)||Warren (D)||Whitmer (D)|
|Booher (R)||Brandenburg (R)||Casperson (R)||Caswell (R)||Colbeck (R)|
|Emmons (R)||Green (R)||Hansen (R)||Hildenbrand (R)||Hune (R)|
|Jansen (R)||Jones (R)||Kahn (R)||Kowall (R)||Marleau (R)|
|Meekhof (R)||Moolenaar (R)||Nofs (R)||Pappageorge (R)||Pavlov (R)|
|Proos (R)||Richardville (R)||Robertson (R)||Rocca (R)||Schuitmaker (R)|
SENATE LEGISLATORS WHO DID NOT VOTE
SENATE LEGISLATORS ALL VOTES
|Y Anderson (D)||Y Bieda (D)||Y Booher (R)||Y Brandenburg (R)||Y Casperson (R)|
|Y Caswell (R)||Y Colbeck (R)||Y Emmons (R)||Y Gleason (D)||Y Green (R)|
|Y Gregory (D)||Y Hansen (R)||Y Hildenbrand (R)||Y Hood (D)||- Hopgood (D)|
|Y Hune (R)||Y Hunter (D)||Y Jansen (R)||Y Johnson (D)||Y Jones (R)|
|Y Kahn (R)||Y Kowall (R)||Y Marleau (R)||Y Meekhof (R)||Y Moolenaar (R)|
|Y Nofs (R)||Y Pappageorge (R)||Y Pavlov (R)||Y Proos (R)||Y Richardville (R)|
|Y Robertson (R)||Y Rocca (R)||Y Schuitmaker (R)||Y Smith (D)||Y Walker (R)|
|Y Warren (D)||Y Whitmer (D)||n Young (D)|
Senate Roll Call 281 on 2011 House Bill 4594
This is a good Bill. Ins. companies use any exuse to raise rates. This is called kicking some one while they are down.