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2011 Senate Bill 300: Restrict credit score use in insurance underwriting (House Roll Call 281)
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Passed 103 to 4 in the House on May 22, 2012, to prohibit insurers from using “credit information” (under a broad definition of that term contained in the bill) to deny, cancel or choose to not renew a policy. Also, to impose restrictions, plus requirements for credit-status confirmation, disclosures and more, on an insurer using credit or credit-based “insurance scores” to determine the price at which it will sell an insurance policy.
View All of Senate Bill 300: History, Amendments & Comments 

The vote was 103 in favor, 4 against, and 3 not voting.
(House Roll Call 281)

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Vote
In Favor In Favor
Against Against
Not Voting Not Voting
 Undecided
Republican
93793%
3973%
3973%
64 total votes
Democrat
93793%
4964%
2982%
46 total votes
Voters
505050%
505050%
1000%
2 total votes

What do you think? In Favor Against Undecided (log on required)

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Restrict credit score use in insurance underwriting

IN FAVOR

HOUSE DEMOCRATS

Ananich (D)Barnett (D)Bauer (D)Bledsoe (D)Brunner (D)
Byrum (D)Cavanagh (D)Clemente (D)Constan (D)Darany (D)
Dillon (D)Durhal (D)Geiss (D)Greimel (D)Hammel (D)
Haugh (D)Hobbs (D)Hovey-Wright (D)Howze (D)Irwin (D)
Jackson (D)Kandrevas (D)Lane (D)LeBlanc (D)Lindberg (D)
Lipton (D)Liss (D)McCann (D)Meadows (D)Oakes (D)
Rutledge (D)Santana (D)Segal (D)Slavens (D)Smiley (D)
Stallworth (D)Stanley (D)Stapleton (D)Switalski (D)Talabi (D)
Tlaib (D)Townsend (D)Womack (D)  

HOUSE REPUBLICANS

Agema (R)Bolger (R)Bumstead (R)Callton (R)Cotter (R)
Crawford (R)Daley (R)Damrow (R)Denby (R)Farrington (R)
Forlini (R)Foster (R)Franz (R)Genetski (R)Gilbert (R)
Glardon (R)Goike (R)Graves (R)Haines (R)Haveman (R)
Heise (R)Hooker (R)Horn (R)Hughes (R)Huuki (R)
Jacobsen (R)Jenkins (R)Johnson (R)Knollenberg (R)Kowall (R)
Kurtz (R)LaFontaine (R)Lori (R)Lund (R)Lyons (R)
MacGregor (R)McBroom (R)Moss (R)Muxlow (R)Nesbitt (R)
O'Brien (R)Olson (R)Opsommer (R)Ouimet (R)Outman (R)
Pettalia (R)Poleski (R)Potvin (R)Price (R)Pscholka (R)
Rogers (R)Schmidt, R. (R)Schmidt, W. (R)Shaughnessy (R)Somerville (R)
Stamas (R)Tyler (R)Walsh (R)Yonker (R)Zorn (R)


AGAINST

HOUSE DEMOCRATS

Brown (D)Nathan (D)

HOUSE REPUBLICANS

MacMaster (R)McMillin (R)


HOUSE LEGISLATORS WHO DID NOT VOTE

Olumba (D)Rendon (R)Shirkey (R)



HOUSE LEGISLATORS ALL VOTES

Y    Agema (R)Y    Ananich (D)Y    Barnett (D)Y    Bauer (D)Y    Bledsoe (D)
Y    Bolger (R)  n  Brown (D)Y    Brunner (D)Y    Bumstead (R)Y    Byrum (D)
Y    Callton (R)Y    Cavanagh (D)Y    Clemente (D)Y    Constan (D)Y    Cotter (R)
Y    Crawford (R)Y    Daley (R)Y    Damrow (R)Y    Darany (D)Y    Denby (R)
Y    Dillon (D)Y    Durhal (D)Y    Farrington (R)Y    Forlini (R)Y    Foster (R)
Y    Franz (R)Y    Geiss (D)Y    Genetski (R)Y    Gilbert (R)Y    Glardon (R)
Y    Goike (R)Y    Graves (R)Y    Greimel (D)Y    Haines (R)Y    Hammel (D)
Y    Haugh (D)Y    Haveman (R)Y    Heise (R)Y    Hobbs (D)Y    Hooker (R)
Y    Horn (R)Y    Hovey-Wright (D)Y    Howze (D)Y    Hughes (R)Y    Huuki (R)
Y    Irwin (D)Y    Jackson (D)Y    Jacobsen (R)Y    Jenkins (R)Y    Johnson (R)
Y    Kandrevas (D)Y    Knollenberg (R)Y    Kowall (R)Y    Kurtz (R)Y    LaFontaine (R)
Y    Lane (D)Y    LeBlanc (D)Y    Lindberg (D)Y    Lipton (D)Y    Liss (D)
Y    Lori (R)Y    Lund (R)Y    Lyons (R)Y    MacGregor (R)  n  MacMaster (R)
Y    McBroom (R)Y    McCann (D)  n  McMillin (R)Y    Meadows (D)Y    Moss (R)
Y    Muxlow (R)  n  Nathan (D)Y    Nesbitt (R)Y    O'Brien (R)Y    Oakes (D)
Y    Olson (R)  -  Olumba (D)Y    Opsommer (R)Y    Ouimet (R)Y    Outman (R)
Y    Pettalia (R)Y    Poleski (R)Y    Potvin (R)Y    Price (R)Y    Pscholka (R)
  -  Rendon (R)Y    Rogers (R)Y    Rutledge (D)Y    Santana (D)Y    Schmidt, R. (R)
Y    Schmidt, W. (R)Y    Segal (D)Y    Shaughnessy (R)  -  Shirkey (R)Y    Slavens (D)
Y    Smiley (D)Y    Somerville (R)Y    Stallworth (D)Y    Stamas (R)Y    Stanley (D)
Y    Stapleton (D)Y    Switalski (D)Y    Talabi (D)Y    Tlaib (D)Y    Townsend (D)
Y    Tyler (R)Y    Walsh (R)Y    Womack (D)Y    Yonker (R)Y    Zorn (R)

House Roll Call 281 on 2011 Senate Bill 300

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Comments

Re: 2011 Senate Bill 300 (Restrict credit score use in insurance underwriting )  by changeagent on May 23, 2012 
This is a perfect demonstration of the lack of difference between Republicans and Democrats. This is a clear over reach of government into the private sector. Customers have a choice in what insurance companies they do business with, and regardless of what some posters here 'think' there is obviously a relationship between credit scores and auto losses or the insurance companies wouldn't use that as a consideration for underwriting. The net effect of this law is to drive up the cost of insurance for everyone who has good credit. Republicans who voted for this should be ashamed of themselves.

Re: 2011 Senate Bill 300 (Restrict credit score use in insurance underwriting )  by isabelleelise on May 9, 2012 

It's not good when the government interferes with how businesses run their business.  This is huge government overreach into the private sector.  



Re: 2011 Senate Bill 300 (Restrict credit score use in insurance underwriting )  by VietVet68 on May 4, 2012 
Just another half a--ed attempt at trying to make auto insurance companies more transparent. Why didn't they go all the way and make it unlawful for the auto ins. co's. to use credit scores to determine rates. There are MANY good, tax paying citizens here these days that have had their credit damaged by other family members for instance, it happened to me. Why should that event determine my car insurance costs? Unbelievable! No, just typical of our legislators.

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