Introduced
by
To require credit reporting agencies to place a “security alert” notice in the credit report of an individual who has been the victim of identity theft and requests the alert. Also, to require credit reporting agencies to honor a “security freeze” request from a consumer, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill sets fees for this service.
Referred to the Committee on Banking and Financial Institutions
Reported without amendment
With the recommendation that the substitute (S-2) be adopted and that the bill then pass.
Substitute offered
To replace the previous version of the bill with one that revises details but does not change the substance of the bill as previously described.
The substitute passed by voice vote
Passed in the Senate 38 to 0 (details)
To require credit reporting agencies to place a “security alert” notice in the credit report of an individual who has been the victim of identity theft and requests the alert. Also, to require credit reporting agencies to honor a “security freeze” request from a consumer, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill sets fees for this service.
Referred to the Committee on Banking and Financial Services
