Introduced
by
To require credit reporting agencies to place a “security alert” notice in the credit report of an individual who has been the victim of identity theft and requests the alert. Also, to require credit reporting agencies to honor a “security freeze” request from a consumer, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill controls the prices the agencies may charge for this service.
Referred to the Committee on Banking and Financial Institutions
Reported without amendment
With the recommendation that the substitute (S-1) be adopted and that the bill then pass.
Substitute offered
To replace the previous version of the bill with one that establishes that consumers or credit reporting agencies could sue over violations of the credit report “security freeze” provisions contained in the original bill, and now contained in Senate Bill 340.
The substitute passed by voice vote
Passed in the Senate 38 to 0 (details)
To establish that consumers or credit reporting agencies could sue for damages for violations of the credit report “security freeze” provisions contained in the original bill, and now contained in Senate Bill 340.
Referred to the Committee on Banking and Financial Services
