2011 Senate Bill 649

Allow less than unlimited PIP insurance

Introduced in the Senate

Sept. 15, 2011

Introduced by Sen. Joe Hune (R-22)

To allow auto insurance companies to offer policies in which the personal injury protection (PIP) coverage is less than the mandatory unlimited coverage now provided by the Michigan Catastrophic Claims Association (and the price would be lower as well). This mandatory PIP coverage is billed as extra assessments on auto insurance bills. The bill would allow a customer to choose lesser coverage caps of $250,000, $500.000, $1 million or $5 million.

Referred to the Committee on Insurance