Introduced
by
To require credit reporting agencies to honor a “security freeze” request made on behalf of a minor under age 16 or an incapacitated individual, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill controls the prices the agencies may charge for this service.
Referred to the Committee on Banking and Financial Institutions
Reported without amendment
With the recommendation that the substitute (S-2) be adopted and that the bill then pass.
Substitute offered
To expand the scope of the proposed law to include all consumers, not just "protected" ones.
The substitute passed by voice vote
Passed in the Senate 38 to 0 (details)
To require credit reporting agencies to honor a “security freeze” request made by a consumer or on behalf of a minor under age 16 or an incapacitated individual, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill controls the prices the agencies may charge for this service.
Referred to the Committee on Financial Services
Reported without amendment
Without amendment and with the recommendation that the bill pass.
Passed in the House 110 to 0 (details)
To require credit reporting agencies to honor a “security freeze” request made by a consumer or on behalf of a minor under age 16 or an incapacitated individual, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill controls the prices the agencies may charge for this service.
Received
Amendment offered
To correct a drafting error.
The amendment passed by voice vote
Passed in the House 109 to 0 (details)
To require credit reporting agencies to honor a “security freeze” request made by a consumer or on behalf of a minor under age 16 or an incapacitated individual, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill controls the prices the agencies may charge for this service.
Passed in the Senate 35 to 0 (details)
To concur with the House-passed version of the bill.
