2023 Senate Bill 530

Insurance: no-fault; treatment and services for injuries; revise limitations on charges.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 3157 (MCL 500.3157), as amended by 2019 PA 21.

Senate Fiscal Agency Analysis

Senate Bill 530 (S-4) would amend Chapter 31 (Motor Vehicle Personal and Property Protection) of the Insurance Code to do the following: -- Modify how providers would be reimbursed for the treatment of an individual covered by PIP for an accidental bodily injury. -- Modify the percentages for which providers could be reimbursed for treating or training an individual covered by PIP following an accidental bodily injury. -- Specify the amounts that a provider would have to be reimbursed if Medicare did not provide an amount payable for treatment or rehabilitation of an individual covered by PIP for an accidental bodily injury. -- Specify reimbursement amounts for caregivers and chiropractors for the treatment of an individual covered by PIP for an accidental bodily injury. -- Require the proposed reimbursement amounts to adjust annually at the rate of the Consumer Price Index (CPI). -- Require a provider that rendered home care or residential services to be accredited to be eligible for reimbursement. -- Specify how an insurer would have to pay benefits to a personal caregiver. Senate Bill 531 (S-2) would amend the Insurance Code to modify Michigan Complied Law (MCL) references to reflect changes proposed by Senate Bill 530 (S-4).

Introduced in the Senate

Sept. 26, 2023

Introduced by Sen. Mary Cavanagh (D-6) and 17 co-sponsors

Co-sponsored by Sens. Sarah Anthony (D-21), John Damoose (R-37), Jeff Irwin (D-15), Dayna Polehanki (D-5), Mallory McMorrow (D-8), Stephanie Chang (D-3), Erika Geiss (D-1), Sam Singh (D-28), Paul Wojno (D-10), Rosemary Bayer (D-13), Veronica Klinefelt (D-11), Winnie Brinks (D-29), Jeremy Moss (D-7), Darrin Camilleri (D-4), Sue Shink (D-14), Jon Bumstead (R-32) and Rick Outman (R-33)

Referred to the Committee on Finance, Insurance, and Consumer Protection

Oct. 18, 2023

Reported with substitute S-4

Oct. 19, 2023

Referred to the Committee of the Whole

Reported with substitute S-4

Substitute S-4 concurred in by voice vote

Amendment offered by Sen. Lana Theis (R-22)

1. Amend page 22, following line 15, by inserting:

“Enacting section 2. This amendatory act does not take effect unless the department of insurance and financial services determines that premium rates for personal protection insurance coverage for automobile insurance policies will not increase as a result of the changes made by this amendatory act.”.

The amendment failed 16 to 21 (details)

Passed in the Senate 23 to 14 (details)

Received in the House

Oct. 24, 2023

Referred to the Committee on Insurance and Financial Services