2024 House Bill 5973

Insurance: health insurers; health care benefits that require certain deductibles or copays; provide for certain restrictions.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” (MCL 500.100 to 500.8302) by adding section 3406nn.

Official record

AI Analysis – Experimental

The bill amends the Insurance Code to limit copayments or coinsurance to no more than 50% of a health care service's cost and requires the Director to address related complaints, applying to new and modified policies post-enactment.

Introduced in the House

Sept. 26, 2024

Introduced by Rep. Mike McFall (D-8) and 19 co-sponsors

Co-sponsored by Reps. Felicia Brabec (D-33), Samantha Steckloff (D-19), Veronica Paiz (D-11), Julie Brixie (D-73), Sharon MacDonell (D-56), Jasper Martus (D-69), Phil Skaggs (D-80), Kimberly Edwards (D-12), Emily Dievendorf (D-77), Jason Morgan (D-23), Natalie Price (D-5), Carrie Rheingans (D-47), Rachel Hood (D-81), Doug Wozniak (R-59), Jimmie Wilson (D-32), Amos O’Neal (D-94), Donavan McKinney (D-14), Julie Rogers (D-41) and Helena Scott (D-7)

Referred to the Committee on Insurance and Financial Services