A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 3114 (MCL 500.3114), as amended by 2019 PA 21.
This bill focuses on the specifics of personal protection insurance (PPI) and personal injury insurance policies in the context of motor vehicle and motorcycle accidents. It aims to clarify the order in which PPI benefits can be claimed, particularly for employees injured in vehicles owned by their employer and for individuals who do not have a personal protection insurance policy. The bill outlines the circumstances under which injured parties can claim benefits, even when exclusions are in place or when there has been an election not to maintain coverage. It also details how benefits should be claimed under multiple policies, sets out the aggregate coverage limits, and describes how the loss should be equitably distributed among insurers. The enactment of S.B. 905 is dependent on the passage of Senate Bill No. 904.
Introduced
by
Referred to the Committee on Finance, Insurance, and Consumer Protection
