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Consumer Protection

2012 House Bill 5446

Clarify mortgage loan contract “nonrecourse” provision rules

Introduced by Rep. Rudy Hobbs (D-35) on Feb. 29, 2012

2011 Senate Bill 603

Ban sale of certain window blinds

Introduced by Sen. Mike Kowall (R-15) on Sept. 7, 2011
Passed 34 to 4 in the Senate on Feb. 16, 2012

2011 Senate Bill 864 / Public Act 274

Impose utility surcharge for low income subsidies

Introduced by Sen. Howard Walker (R-37) on Dec. 1, 2011
Passed 34 to 2 in the Senate on Dec. 7, 2011
Passed 106 to 1 in the House on Dec. 15, 2011
Passed 37 to 1 in the Senate on Dec. 15, 2011
Signed by Gov. Rick Snyder on Dec. 20, 2011

2011 House Bill 5180

Prohibit fuel sale cash discounts

Introduced by Rep. David Nathan (D-11) on Nov. 28, 2011

2011 Senate Bill 796

Restrict product “service agreement” renewals

Introduced by Sen. Steve Bieda (D-9) on Nov. 3, 2011

2011 Senate Bill 605

Require financial institution joint account customer disclosures

Introduced by Sen. Steve Bieda (D-9) on Sept. 7, 2011
Passed 38 to 0 in the Senate on Nov. 3, 2011

2011 Senate Bill 604

Require financial institution joint account customer disclosures

Introduced by Sen. Coleman Young II (D-1) on Sept. 7, 2011
Passed 38 to 0 in the Senate on Nov. 3, 2011

2011 Senate Bill 460

Require joint bank account customer disclosures

Introduced by Sen. Coleman Young II (D-1) on June 15, 2011
Passed 38 to 0 in the Senate on Nov. 3, 2011

2011 Senate Bill 456

Require joint bank account customer disclosures

Introduced by Sen. Coleman Young II (D-1) on June 15, 2011
Passed 38 to 0 in the Senate on Nov. 3, 2011

2011 Senate Bill 43 / Public Act 205

Create new residential mortgage fraud crime

Introduced by Sen. Tupac Hunter (D-5) on Jan. 19, 2011
Passed 38 to 0 in the Senate on June 14, 2011
Passed 109 to 0 in the House on Oct. 5, 2011
Passed 37 to 0 in the Senate on Oct. 12, 2011
Signed by Gov. Rick Snyder on Oct. 20, 2011

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