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Consumer Protection

2012 House Bill 5863 / Public Act 452

Repeal state Savings and Loan Act

Introduced by Rep. Ray Franz (R-101) on Sept. 11, 2012
Passed 107 to 0 in the House on Sept. 27, 2012
Passed 38 to 0 in the Senate on Dec. 12, 2012
Passed 109 to 0 in the House on Dec. 13, 2012
Signed by Gov. Rick Snyder on Dec. 20, 2012

2011 House Bill 4596 / 2012 Public Act 208

Restrict insurance company use of consumer credit scores

Introduced by Rep. Lisa L. Howze (D-2) on April 28, 2011
Passed 104 to 4 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 105 to 4 in the House on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

2011 House Bill 4595 / 2012 Public Act 207

Restrict insurance company use of consumer credit scores

Introduced by Rep. Deb Shaughnessy (R-71) on April 28, 2011
Passed 103 to 5 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 105 to 4 in the House on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

2011 House Bill 4594 / 2012 Public Act 206

Restrict insurance company use of consumer credit scores

Introduced by Rep. Paul Opsommer (R-93) on April 28, 2011
Passed 103 to 5 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 98 to 10 in the House on June 7, 2012
Passed 36 to 2 in the Senate on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

2011 House Bill 4593 / 2012 Public Act 205

Restrict insurance company use of consumer credit scores

Introduced by Rep. Ben Glardon (R-85) on April 28, 2011
Passed 103 to 5 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 103 to 5 in the House on June 7, 2012
Passed 37 to 1 in the Senate on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

2011 Senate Bill 300 / 2012 Public Act 165

Restrict credit score use in insurance underwriting

Introduced by Sen. John Gleason (D-27) on March 24, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 103 to 4 in the House on May 22, 2012
Passed 35 to 1 in the Senate on May 31, 2012
Signed by Gov. Rick Snyder on June 14, 2012

2012 Senate Bill 992 / Public Act 67

Clarify mortgage loan contract “non-recourse” provision rules

Introduced by Sen. Arlan Meekhof (R-30) on Feb. 29, 2012
Passed 33 to 5 in the Senate on March 7, 2012
Passed 97 to 12 in the House on March 20, 2012
Signed by Gov. Rick Snyder on March 29, 2012

2011 Senate Bill 864 / Public Act 274

Impose utility surcharge for low income subsidies

Introduced by Sen. Howard Walker (R-37) on Dec. 1, 2011
Passed 34 to 2 in the Senate on Dec. 7, 2011
Passed 106 to 1 in the House on Dec. 15, 2011
Passed 37 to 1 in the Senate on Dec. 15, 2011
Signed by Gov. Rick Snyder on Dec. 20, 2011

2011 Senate Bill 43 / Public Act 205

Create new residential mortgage fraud crime

Introduced by Sen. Tupac Hunter (D-5) on Jan. 19, 2011
Passed 38 to 0 in the Senate on June 14, 2011
Passed 109 to 0 in the House on Oct. 5, 2011
Passed 37 to 0 in the Senate on Oct. 12, 2011
Signed by Gov. Rick Snyder on Oct. 20, 2011

2011 House Bill 4158 / Public Act 15

Repeal item pricing mandate

Introduced by Rep. Lisa Posthumus Lyons (R-86) on Jan. 27, 2011
Passed 69 to 41 in the House on Feb. 16, 2011
Passed 24 to 13 in the Senate on March 15, 2011
Passed 69 to 41 in the House on March 17, 2011
Passed 25 to 13 in the Senate on March 17, 2011
Signed by Gov. Rick Snyder on March 28, 2011

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