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Financial Institutions

2023 Senate Bill 388 / 2024 Public Act 100

Financial institutions: credit unions; designation of inactive account; allow under certain conditions.

Introduced by Sen. Veronica Klinefelt (D-11) on June 14, 2023
Passed 38 to 0 in the Senate on Oct. 18, 2023
Failed 52 to 49 in the House on Feb. 13, 2024
Passed 105 to 4 in the House on June 20, 2024
Signed by Gov. Gretchen Whitmer on July 23, 2024

2023 House Bill 4343 / 2024 Public Act 46

Financial institutions: payday lending; legislative report requirement concerning deferred presentment service providers and transactions; revise.

Introduced by Rep. Jennifer Conlin (D-48) on March 23, 2023
Substitute concurred in by the House on June 21, 2023
Passed 97 to 12 in the House on June 22, 2023
Substitute concurred in by the Senate on March 13, 2024
Passed 38 to 0 in the Senate on March 14, 2024
Substitute concurred in by the House on May 9, 2024
Signed by Gov. Gretchen Whitmer on May 22, 2024

2019 Senate Bill 465 / 2020 Public Act 345

Authorize more financial abuse safeguards in financial institutions

Introduced by Sen. Pete Lucido (R-8) on Aug. 28, 2019
Passed 37 to 0 in the Senate on Dec. 9, 2020
Passed 103 to 2 in the House on Dec. 17, 2020
Signed by Gov. Gretchen Whitmer on Dec. 30, 2020

2019 Senate Bill 464 / 2020 Public Act 344

Authorize more financial abuse safeguards in financial institutions

Introduced by Sen. Pete Lucido (R-8) on Aug. 28, 2019
Passed 37 to 0 in the Senate on Dec. 9, 2020
Passed 103 to 2 in the House on Dec. 17, 2020
Signed by Gov. Gretchen Whitmer on Dec. 30, 2020

2019 Senate Bill 415 / 2020 Public Act 76

Revise consumer credit card regulation details

Introduced by Sen. Aric Nesbitt (R-26) on Aug. 20, 2019
Passed 36 to 0 in the Senate on Nov. 7, 2019
Passed 107 to 0 in the House on March 12, 2020
Signed by Gov. Gretchen Whitmer on April 2, 2020

2019 House Bill 4411 / 2020 Public Act 13

Revise credit services organizations regulation detail

Introduced by Rep. Jim Lilly (R-89) on March 21, 2019
Passed 108 to 1 in the House on June 20, 2019
Passed 37 to 1 in the Senate on Jan. 14, 2020
Signed by Gov. Gretchen Whitmer on Jan. 27, 2020

2019 House Bill 5084 / Public Act 141

Revise mortgage loan originator license detail

Introduced by Rep. Diana Farrington (R-30) on Oct. 8, 2019
Passed 109 to 0 in the House on Oct. 29, 2019
Passed 36 to 0 in the Senate on Nov. 13, 2019
Signed by Gov. Gretchen Whitmer on Dec. 4, 2019

2017 Senate Bill 729 / 2018 Public Act 573

Exempt gift cards from money transmission service regulations

Introduced by Sen. Margaret O’Brien (R-20) on Dec. 13, 2017
Passed 36 to 0 in the Senate on May 8, 2018
Passed 35 to 0 in the Senate on May 10, 2018
Passed 107 to 2 in the House on Dec. 21, 2018
Passed 38 to 0 in the Senate on Dec. 21, 2018
Signed by Gov. Rick Snyder on Dec. 28, 2018

2017 Senate Bill 238 / Public Act 171

Cap home lender referral fee

Introduced by Sen. Darwin Booher (R-35) on March 15, 2017
Passed 32 to 5 in the Senate on May 16, 2017
Passed 72 to 35 in the House on Nov. 7, 2017
Signed by Gov. Rick Snyder on Nov. 20, 2017

2016 Senate Bill 750 / Public Act 177

Revise banking regulations

Introduced by Sen. Mike Nofs (R-19) on Feb. 4, 2016
Passed 37 to 0 in the Senate on March 9, 2016
Passed 108 to 1 in the House on May 18, 2016
Signed by Gov. Rick Snyder on June 12, 2016

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