2002 House Bill 6121 ↩

House Roll Call 1147: The substitute was not adopted

To replace the previous version of the bill with one which would mandate much more restrictive regulation on sub-prime lending. For the nature of these regulations, see the many other Woodward amendments to this bill. The substitute also removes a preemption on local regulations on sub-prime lending, and requires lenders to provide credit counseling to applicants.