2007 House Bill 4103 ↩

House Roll Call 54: Passed

To require credit reporting agencies to place a “security alert” notice in the credit report of an individual who has been the victim of identity theft and requests the alert. Also, to require credit reporting agencies to honor a “security freeze” request from an identity theft victim, which prohibits the release of information to a third party without prior express authorization from the consumer. The bill sets fees for this service, would allow consumers to sue to recover damages if a credit reporting agency violates the proposed provisions. After 2009 the bill would apply to all consumers, not just identity theft victims.