2015 Senate Bill 248 ↩

Senate Roll Call 101: Passed

To replace the Michigan Catastrophic Claims Association (MCCA) with a new state authority that would provide reinsurance to individual auto insurance companies for personal injury claim amounts that exceed above $545,000 per incident. The MCCA is a private entity created by the original no-fault law, which also mandated that all drivers have unlimited personal injury protection coverage (PIP). The bill would place some price controls on medical services and attendant care provided to injured individuals under this PIP, with monthly copays on the latter. It would also expand the duties of a state automobile theft prevention authority to include insurance fraud related PIP benefits, paid for by $21 million in assessments (taxes) on insurers.